Referral Codes

New US clients: sign up with my link, then within 30 days deposit $100+ in an individual automated investing account for a $150 bonus (paid ~30 days later), and/or $10+ in an individual Cash Reserve account for a +0.75% APY boost for 92 days on up to $1M. 3-year hold: withdrawals that drop the balance below $250 can cost up to $150. Terms apply.

$200 cash rewards after $1,000 spend in the first 90 days on BoA Customized Cash Rewards. Also 6% in your category for year one, no annual fee. Approval required.

Open a Chime Checking Account with this link, get one qualifying direct deposit of $200+ within 45 days, and activate the physical card within 14 days of that deposit. You’ll get $100. Bank transfers, P2P payments, and tax refunds don’t count.

Get up to $375 when you open a SoFi Checking & Savings account with my link: $25 for depositing $50+ within 25 days, more for larger deposits kept 90 days, and $50 more if you join SoFi Plus within 25 days. Terms apply.

Open U.S. Bank Smartly® Checking with my link, deposit $25+ within 60 days, then within 90 days enroll in mobile or online banking and get two direct deposits totaling $1,000+. You’ll get $100. New customers only; not available in WA. Apply by December 30, 2026.

Open Chase Total Checking® with my link — get $400 after $1,000+ in direct deposits within 90 days. New customers only. Expires 1/27/2027.

Join Current with my link or code ELSLPW377, then receive a qualifying Direct Deposit. We’ll both earn $50. Terms apply.

Join with this link, shop $50 through Rakuten Cash Back within 90 days, and get a $50 bonus. US/DC only. Current $50 promo ends December 31, 2026.

Open a new Robinhood brokerage account with this link, then make a qualifying deposit. We both pick free stock from 26 leading US companies. A bank link without a deposit does not count. US residents only.

Open your first SoFi Crypto account with this link, then make a single $25+ crypto purchase within 30 days using new money from any funding source. Stablecoins and other cash equivalents don’t count. You’ll get $25 in SOFID, SoFi’s dollar stablecoin, within 7 business days. Open by Jun 30, 2027.

Sign up for SoFi Invest with my link and fund $25+ to get $25 in stock. Terms apply.

20% off TurboTax federal for new customers. Open this link, buy a paid federal product, and file — discount won’t apply if you skip the link or already filed with TurboTax last year.

After you deposit and trade $200, we both get a random $25–$300 reward.

Open a new Coinbase account with this link, then make a first trade of $15+ with a bank transfer, debit card, or credit card within 90 days of becoming trade-eligible. You’ll get $20 in Bitcoin. New US customers only; not available in Washington. Advanced and Prime trades don’t count.

Use code 13045A7EA765907E at checkout for $5–$15 off your first month depending on plan, or $5 off a phone. New lines only, and you must bring your number from another carrier. Activate within 30 days and renew at least once.

Join with this link as a new member, then earn $10 in Cash Back within one year. Bonuses, non-purchase activity, and some stores don’t count. You’ll get a $10 signup bonus once that $10 is payable.

Join with my link — it fills in code whpkknm. If a referral-code field appears, confirm that code is there; Ibotta can’t add it later. New users only, on your own device. Redeem a qualifying first offer within 7 days (receipt or Any Brand) and you get $5. US only.

Join with this link and verify your email. No signup cash bonus. You earn each store’s listed Cash Back rate when you click Get Cash Back on TopCashback before you buy — 7,000+ stores like Walmart, Nike, Best Buy, and Sephora. Rates are a percent of the order (or a flat amount), not your full purchase. Shop enough to earn $10 in eligible Cash Back within 365 days. Promo bonuses and new-member deals don’t count toward that $10. US only.

Sign up with this link for the 6 week extended free trial — subscribe afterward and we both get 1 free month.

Start a 30-day Audible Standard trial with 1 audiobook included. Auto-renews at $8.99. Cancel anytime. New customers only.

Receive a free $5 coupon after signing up with this link.

Get $5 when you send $5 or more. Sign up with code L21JL32, then send $5+ within 14 days to unlock the bonus. Terms apply.

Download with my link, then tap Account → Add promo code and enter SAM9295 before claiming any offers. First purchase must be $10+ before tax and tip. You’ll get 15¢ extra per gallon on your first gas fill-up and 10% extra cash back on your first restaurant or grocery purchase. US only.

Open this link on your phone, then send at least $5 to another person from a linked bank or card within 14 days. You get $5. Payments from your Venmo balance do not count.

Join with this link, then earn 300 SB from surveys, shopping, or other eligible activities within 30 days. We both get a 300 SB bonus (~$3). Sign-up bonuses and Swag Codes don’t count.

Join with my link or enter code NG1HMA at signup (or Account → Refer a friend) before snapping your first receipt. We’ll both typically get 2,000 points (~$2 in gift cards) when you snap it. US only.

Open a new Moomoo brokerage account with this link and make your first net deposit (ACH, wire, or instant) within 30 days; it must settle by November 30, 2026. Deposit $500+ for $30 in Anthropic stock, $2,000+ for $100, $10,000+ for $200, $50,000+ for $400, or $100,000+ for $1,000, then keep that balance 60 days ($500 and $2,000 tiers), 120 days ($10,000 and $50,000) or 180 days ($100,000) to unlock it. The shares are fractional, bought on the open market after Anthropic lists (not IPO shares); if Anthropic isn’t public by November 30, you get the same value in NVDA. A $100+ deposit also gets $100 in trading coupons (10 × $10, each needs a buy order over $100, valid 6 months). New accounts also get 3.6% APY on uninvested cash plus a 2-month 4.5% booster (8.1% total, first $20,000). New US customers 18+ with SSN.

Join Base App with my invite and get 10% off fees on eligible in-app swaps. Use the link or code RK9TLPW4 during signup — must create your wallet through the invite.

Open a Fidelity brokerage or IRA with my US referral link. $0 commissions on online US stock and ETF trades, no fee to open. US only. No signup cash bonus right now — this is the official Friends & Family invite.

Apply for a Discover card with this link. If you’re approved and make your first payment (at least the minimum due) within your first 3 statement periods, you get a $100 statement credit. $0 annual fee. US only.

Apply for Chase Freedom Flex with this link and earn $250 cash back after $500 spend in the first 3 months. Freedom Unlimited on the same page is $200 after $500. No annual fee. Approval required.