Spending Categories Optimizer
Analyze your spending patterns and get suggested category targets
Total Categories
25
Total Transactions
177
Total Spending
$38,890
Category Analysis
Based on your last 2 months of spending (April 2025 - May 2025)
| Category | Avg Monthly | Current Target | Suggested Target | Variance | Spending Consistency |
|---|---|---|---|---|---|
| 💼 Betterment 401(k) Loan 2 transactions | $9,308 | $809 | $9,773 | $8,964 | 1.00 |
| 🚗 Auto Maintenance (Sam) 12 transactions | $3,071 | $100 | $3,225 | $3,125 | 1.00 |
| 🏠 Mortgage 2 transactions | $1,927 | $1,930 | $1,927 | -$3 | 0.00 |
| 🎲 Miscellaneous 5 transactions | $1,770 | $0 | $1,859 | $1,859 | 1.00 |
| 🛒 Groceries 24 transactions | $642 | $650 | $675 | $25 | 0.48 |
| 🛠️ Home Maintenance 26 transactions | $465 | $200 | $465 | $265 | 0.11 |
| 💎 Treat Yo Self 31 transactions | $282 | $0 | $297 | $297 | 0.20 |
| 📈 Capital Group Roth IRA 1 transactions | $280 | $560 | $294 | -$266 | 1.00 |
| 🛡️ Auto Insurance 5 transactions | $256 | $80 | $269 | $189 | 0.26 |
| ⛽ Gas 13 transactions | $199 | $180 | $209 | $29 | 0.31 |
| 🍔 Dining Out 12 transactions | $193 | $100 | $193 | $93 | 0.15 |
| 🎁 Gifts 13 transactions | $158 | $200 | $167 | -$33 | 0.23 |
| 🐾 Pet Care 4 transactions | $148 | $66 | $156 | $90 | 0.62 |
| ⚡️ Electric 2 transactions | $142 | $190 | $143 | -$47 | 0.09 |
| 📄 Registration 1 transactions | $134 | $6 | $141 | $135 | 1.00 |
| 💧 Water / Sewer 2 transactions | $106 | $110 | $107 | -$3 | 0.00 |
| 🌐 Internet 2 transactions | $80 | $80 | $80 | $0 | 0.00 |
| 🚨 AAA 1 transactions | $76 | $13 | $80 | $67 | 1.00 |
| 🗑️ Trash 1 transactions | $48 | $46 | $51 | $5 | 1.00 |
| 🖥️ Web Hosting 5 transactions | $43 | $2 | $45 | $43 | 0.27 |
| 🏥 Health Care 4 transactions | $42 | $35 | $42 | $7 | 0.06 |
| ⛪ Church Support 3 transactions | $28 | $100 | $30 | -$70 | 0.61 |
| 📺 Streaming 2 transactions | $20 | $20 | $20 | $0 | 0.00 |
| ✂️ Haircuts 1 transactions | $15 | $20 | $16 | -$4 | 1.00 |
| 🚗 Auto Maintenance (Colleen) 3 transactions | $14 | $100 | $15 | -$85 | 0.44 |